Workplace pensions and savings plans

Pension & savings plan basics

• Chapter 1:
• Benefits of a workplace pension or savings plan
• Chapter 2:
• The difference between a pension plan and a savings plan
• Chapter 3:
• 2 main types of pension plan
• Chapter 4:
• How plan participation affects your RRSP contribution room

Defined benefit (DB) pension plans

• Chapter 1:
• Defined benefit (DB) plan basics
• Chapter 2:
• Becoming a member of a DB plan
• Chapter 3:
• Contributing to a DB plan
• Chapter 4:
• How your pension is calculated
• Chapter 5:
• Leaving your DB plan before retirement
• Chapter 6:
• Your pension at retirement
• Chapter 7:
• Multi-employer DB plans
• Chapter 8:
• Security of your DB pension

Defined contribution (DC) pension plans

• Chapter 1:
• Defined contribution (DC) plan basics
• Chapter 2:
• Becoming a member of a DC plan
• Chapter 3:
• Contributing to a DC plan
• Chapter 4:
• Investing your contributions
• Chapter 5:
• Leaving your DC plan before retirement
• Chapter 6:
• Your pension options at retirement
• Chapter 7:
• Security of your DC money

Types of workplace savings plans

• Chapter 1:
• Workplace savings plan basics
• Chapter 2:
• Deferred Profit Sharing Plans (DPSPs)
• Chapter 3:
• Group Registered Retirement Savings Plans (Group RRSPs)
• Chapter 4:
• Employee Profit Sharing Plans (EPSPs)
• Chapter 5:
• Group Tax Free Savings Accounts (Group TFSAs)
• Chapter 6:
• Employee Stock Purchase Plans (ESPPs)
• Chapter 7:
• Employee Savings Plans (ESPs)