Calculators

Cash Flow Calculator

Use this calculator to estimate your positive or negative monthly cash flow.

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Education Cost Calculator

Use this calculator to estimate the cost of your post-secondary education and see if your planned savings will be enough.

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Fee Calculator

No matter what type of investment you buy or advice you receive, you will be charged fees. Use this calculator to estimate how these fees can affect your investments over time.

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Investment Recovery Calculator

This calculator will help you find out how long it will take for your investment to recover its value after a market downturn and identify how long it will take to get back on track to reach your original goal.

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Net Worth Calculator

Calculate your net worth – the difference between what you own and what you owe – and compare your results to other Canadian households.

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Pay Off Credit Cards and Debt Calculator

This calculator will give you monthly payment plans for up to 8 credit cards or loans, including lines of credit and mortgages. It will show you the order in which you should pay off the debts, and how long it will take.

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RESP Savings Calculator

Estimate your child(ren)’s future education costs, and see how your planned RESP savings, including contributions and grants, will cover those costs.

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Retirement Budget Calculator

Use this budget worksheet to see the difference in your income and costs before and after you retire.

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RRIF Withdrawal Calculator

Use this calculator to estimate withdrawals from your RRIF in retirement and see how long your savings will last.

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RRSP Savings Calculator

Estimate how much your registered retirement savings plan (RRSP) will be worth at retirement and how much income it will provide each year.

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Spending Habits Calculator

Use this calculator to see how changes to your spending habits can impact your budget and help you save more of your money.

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TFSA Calculator

Use this calculator to estimate the value of the investments in your TFSA when you’re ready to withdraw them and compare this amount to the value of your investments in a non-registered plan to see your overall estimated tax savings.

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Tools

Behavioural Bias Checker

Being aware of potential biases can help you become a better decision-maker. Improve your awareness of different behavioural biases or “blind spots” that may influence your decisions.

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Cranial Cash Clash

These games will test your knowledge of investing, scams, smart saving, and more.

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Crypto Quiz

Test your crypto knowledge and learn how to spot the warning signs of fraud.

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Get Smarter About Trading

A stock simulation app icon

* This is a simulation designed to mimic market behaviour. This tool is intended for…

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Investment Policy Statement

Learn how to make an investor policy statement so you’ll be prepared to make a plan and give your advisor the right information.

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Investor Knowledge Quiz

Take a moment to test your investing knowledge, including risk, diversification, and protection against fraud.

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Love and Money Quiz

Achieving money milestones together starts with getting to know each other’s saving style.

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Retirement Ready Quiz

Thinking about retirement?
Use this quiz to see how prepared you are, and get additional resources to learn more.

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Scam Spotter Tool

Use this tool to learn how to spot the warning signs of fraud, and to learn how to protect yourself from suspected scams.

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Worksheets

Financial goals worksheet

Setting financial goals helps you focus and target your savings. When you have a clear…

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Gift budget worksheet

Gift giving is a great way to show appreciation to your loved ones. Budgeting for…

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Student budget worksheet

Your first time being financially independent might be when you’re a student. Having a budget…

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Tax time checklist

Take the stress out of tax time by preparing what you need in advance. This…

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Wedding budget worksheet

Planning your wedding is exciting, but there are many costs to consider. Use this worksheet…

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