…and secured credit cards work? There are two types of cards which work a little differently than typical credit cards: Prepaid credit cards Secured credit cards Prepaid credit cards With…
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How to check your credit report
…and public records. The financial information contained in your credit report includes but is not limited to: Credit you use, including credit cards, retail store cards, lines of credit, and…
Rewards credit cards
…credit cards? Some credit cards offer rewards that you earn as you use the credit card that you can redeem later. For example, you may receive discounts at certain stores…
Strategies to pay down debt
…add to your debt each month. It may be wise to put away your credit cards for a while. Or only use your credit cards for expenses you can pay…
How to budget when you’ve started living on your own
…cards charge an annual fee. Before you sign up for a credit card, make sure to read the fine print. Take a look at how credit cards work and learn…
10 ways to make it easier to save
…budgeting apps that can help you save. Join a savings plan at work. Use unused gift cards – Check the balances of your gift cards and use them towards saving…
What to consider before borrowing against your home
…before borrowing against your home. ItemAdvantagesDisadvantagesBorrowing costs Interest rates on home equity loans and lines of credit are lower than other types of credit, such as credit cards. If you have…
Identity theft
…least once a year. If someone has stolen your personal information and used it to apply for credit cards or loans in your name, it will affect your credit rating….
Investor News
…Nest Egg; Long-Term Investing January 31, 2019: Investor News: Fresh Start; Regulatory Burden Reduction; Reduce Your Debt; FSRA; Net Worth Calculator; Credit Cards; Financial Abuse of Seniors; RRSPs November 28, 2018: Investor…
Buying your first home
…your credit report and credit score. Credit report – Your credit report summarizes your credit history. Two credit bureaus, or credit reporting agencies, track your credit report in Canada. Whenever…