…forms cover: why you’re saving or investing (e.g., for retirement, education savings or other reasons), what you own, what you owe and the income you earn, your comfort level with…
Here’s what we found on "retirement"
Locked-in retirement account (LIRA)
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How to choose a financial advisor
…help you reach a long-term goal, such as saving for retirement. Choose an advisor who understands your goals and who can provide the appropriate advice. Learn more about creating your…
Your Trusted Contact Person and why they matter
…susceptible to financial exploitation and fraud. The OSC’s Profiles of Retirement survey found many Canadians are not preparing financially for the possibility of physical or cognitive decline. 42% of pre-retirees…
Types of investment risk
…nearing retirement. 9. Foreign investment risk The risk of loss when investing in foreign countries. When you buy foreign investments, for example, the shares of companies in emerging markets, you…
What is risk tolerance in investing?
…as expected. When you land your first full-time job and start saving for retirement, you may be able to accept more risk because you won’t need the money for decades….
Active choice making and defaults
…Thaler suggested that a firm change their employee retirement savings plan so that annual contributions increased by default. This led to a nearly 300% increase in savings rate. One small…
Mental accounting
…groups in our minds. We may partition our income into separate mental accounts for food, housing, transportation, shopping, entertainment and retirement savings. We then rely on these mental accounts to…
OSC in the Community
…the Community events are free and available to all Ontarians, including consumer and investor groups, community groups, multicultural groups, newcomers, retirement communities, and clubs and associations. We partner with organizations and…
Hedge funds
…funds may be eligible for RRSPs and RRIFs, but that doesn’t make them a good choice for retirement savings. Hedge funds can be very risky. You should not invest in…
Questions to ask when buying mutual funds
…to balance risk and return more moderately could invest in a balanced mutual fund that buys a mix of stocks and bonds. An investor approaching retirement might be less comfortable…