…contributions Yes No Can contribute to your spouse’s account Yes No Hold investments or savings deposits or both Yes Yes Can carry forward unused contribution room Yes Yes Top 6…
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Retirement Readiness: Canadians 50+
…efforts to better understand and address the unique needs of older investors, including issues around retirement security. In June, the OSC created a new Seniors Expert Advisory Committee and has…
How to manage money as a couple
…finding what works best for you. Consider how these three approaches work. Joint accounts approach In this strategy, couples pool their resources into joint accounts and pay for expenses out…
What is an investment time horizon?
…a few months, a few years, or a few decades? Your time horizon is a key consideration when choosing investments. On this page you’ll find How does your time horizon…
Investing for growth, income or both
…companies in the same industry. 2. Investing in growth This involves picking companies that keep all their earnings to invest in growing their business. The stock may be expensive today,…
What to ask if you need to borrow money
…feels tight, you will need to consider what expenses can be reduced to accommodate paying back the loan or reconsider getting it. 3. How long will it take to repay…
IOSCO C8 Report on Senior Investor Vulnerability
…jurisdictions; and Develop guidelines for, and provide training to, personnel reviewing transactions conducted with senior investors. Sound practices for Financial Services Providers Additionally, the report shares two ideas of best…
Accessibility policy
Accessibility at the Ontario Securities Commission The Ontario Securities Commission (OSC) is committed to providing services that are accessible and inclusive of individuals with disabilities to fulfill our obligations under the Accessibility…
How to spot & avoid romance scams
In this video, learn to recognize romance scams. https://www.youtube.com/watch?v=yiNEav6wKdE…
8 red flags of crypto fraud
In this video, learn about the red flags of crypto fraud. https://www.youtube.com/watch?v=V0ycKLC4W0s…