…Comparing services Compare different services to decide whether online investment advisers can meet your investment needs, particularly if you are comfortable with online interactions but not with investing completely on…
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Flow-through shares
…to pay a sales commission to your adviser and fees charged by the portfolio manager. 3 key risks Offered by new, small companies – These companies are often in the…
Income trusts
…of income trusts available to investors. 4 types of income trust Royalty trust – companies related to energy products Real Estate Investment Trust (REIT) – companies that own or operate…
Wills and estate planning
8 questions to ask an advisor
…with a securities regulator, unless they have an exemption. Check registration through the Ontario Securities Commission or Canadian Securities Administrators. 3. How much experience do you have? How long have…
When to review your plan
…to save for your children’s education. Buying a home Buying life insurance Preparing a will Starting an RRSP Starting an RESP Growing savings Starting a new business Reducing taxes The…
Preparing a tax return for someone who has died
…taxes and fees your estate will pay after your death. On this page you’ll find When to file a final tax return CRA clearance certificate Summary When to file a…
Using trusts in estate planning
…fees or taxes that apply. The trust can be changed at any time before your death by simply having a new will prepared. 2. Living trust When you establish a…
Getting Started: Human-Centred Solutions to Engage Ontario Millenials in Investing
…of millennials. As outlined in the OSC’s 2018-19 Statement of Priorities, the OSC is committed to: conducting and publishing research that provides insights into retail investor knowledge, attitudes and behaviours…
Investment performance and the cost of advice
…sales charges when you sell the security must be included in your trade confirmation. Report on charges and other compensation – You will get an annual report that includes detailed…