…in many aspects of peoples’ lives. Here are a few examples: Exercise – While the benefits of exercise are clear, and the costs of not exercising equally clear, our preference…
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Financial Literacy: A Foundation of the Investor Experience
…participate in Ontario’s capital markets. The OSC is actively involved in providing investor education resources to help investors achieve improved financial outcomes. There are significant differences in the level of…
Managing money in a second relationship
…and whether to combine personal daily finances. But second marriages often bring additional money issues to consider. If a partner is divorced, are either of you paying alimony, spousal support…
Fraudster trick – Email spam attack
…transaction and security messages in your inbox with hundreds or even thousands of duplicate junk emails. You may receive newsletter signups, online forum messages and other emails from websites you’ve…
Investor risk, behaviour and beliefs
…leverages new research about our complicated money-selves. The Canadian Money State of Mind Risk Survey 2014,a national study conducted for Investor Education Fund (IEF) by The Brondesbury Group, provides a…
Getting a mortgage approved
…can’t keep up their monthly payments. Housing prices can drop – People who sell their homes may not be able to pay back their mortgages. Sometimes their home is not…
Your responsibilities as an investor
…experience. They also need you to be clear about your objectives and tolerance for risk. Be sure to tell your advisor about any big changes in your life, so they…
Tracking your investment costs
Common investment fees You may have to pay fees to buy, hold or sell your investments. You may also have to pay accounts fees and fees for advice. Some common…
Self-regulatory organizations
…public from dishonest behaviour. In Ontario, SROs are recognized under the authority of the Securities Act (Ontario). Some responsibilities of an SRO include: writing and enforcing its own rules to…
“Back to school” for investors
…Beginner and experienced investors alike can benefit from staying up to date on the latest investing topics, news and trends. Investing may sometimes feel complex, especially if complicated language or…