…RESP Canada Child Benefit (CCB) This tax-free monthly payment is made to eligible families with children under the age of 18. The payment amount is calculated each year based on…
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Homeowners and tax
…won’t pay tax on any money you make when you sell your principal residence. You don’t have to report the sale on your tax return. If prices go down and…
Investors and tax
…the same way or at the same rates. Some investment income attracts less tax than others. This creates opportunities to minimize your overall taxes by using certain types of accounts…
Tips to keep your credit card safe
…avoid using public wifi such as in cafes or airports. 10. Protect your security code on the back of your card To complete a purchase, you may be asked for…
6 reasons to open an RESP
…to cancel plans provided by scholarship plan dealers without any penalty. Be sure to read and understand the rules outlined in the short Plan Summary provided in the plan prospectus….
If your child doesn’t continue their education
…the rules outlined in the short Plan Summary provided in the plan prospectus. Take action Shop around before you buy. Different RESP providers and plans have different rules and fees.…
RRSPs 101 Part 2: Why open an RRSP?
In this video, we explore how tax brackets work, and how understanding them can help you determine if contributing to an RRSP is right for you….
Making a complaint: Reporting wrongdoing
…acted fraudulently or otherwise improperly, report it to the Ontario Securities Commission. The Ontario Securities Commission can investigate potential wrongdoing and can impose sanctions on those that break the rules.…
Be cautious with celebrity endorsements
Famous people are often used to promote products and services or to help raise awareness for events or special causes. Increasingly, some celebrities are endorsing investments or products marketed as…
Self-Directed Investors: Insights and Experiences
…advisor due to the COVID-19 pandemic. 17% of self-directed investors have had an issue entering or completing a trading order during the pandemic. 11% of self-directed investors had issues accessing…