…some other provinces, you and your spouse can waive your spouse’s right to this entitlement. Payments made to any non-spouse beneficiary can be paid out in cash and are fully…
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What is a pension plan and how does it work?
…years. On this page you’ll find What is a pension plan? How do defined benefit (DB) pension plans work? How do defined contribution (DC) plans work? What is a workplace…
Getting a mortgage approved
…paying bills and credit cards, and paying back loans on time. The stability of your work and life situation 3 main risks for lenders Interest rates can rise – People…
Managing your finances solo
…might consider adding that to your to-do list. Your credit report (and credit score) contains information that can be used by lenders to determine your credit worthiness. This is especially…
What to do if you are defrauded
…called a credit or consumer disclosure). The two largest credit bureaus in Canada are Equifax Canada and TransUnion Canada. A credit report will tell you if someone has opened an…
Phishing scams
…scammers may use information about you for identity theft. Your personal details could be used by scammers in many ways. They could access your bank account or open a new…
Disability insurance basics
…if you are unable to work because of illness or injury. On this page you’ll find Why is disability coverage important? When is the best time to get disability insurance?…
Other types of funds
…in non-traditional investment assets or use complex investment strategies in ways that conventional mutual funds cannot. For example, an alternative mutual fund can invest in physical commodities without restrictions, use…
How and why to insure your home
…tractors and farm equipment jewelry, silverware, artwork or furs collector’s items like baseball cards, comics, manuscripts or stamps guns and ammunition If you’re not sure how much your belongings are…
Eight common investment scams and how to spot them
…to be your grandchild, or another close family member or friend who needs help. They might tell you they urgently need cash from you (or gift cards, or cryptocurrency), because…