…Are you comfortable showing your home to buyers? Are you comfortable negotiating with buyers and their agents? If you answer no to any of these questions it may take you…
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The risk-return relationship
…the company goes bankrupt. However, if the company is successful, you won’t earn more than the fixed amounts of interest and principal. Shareholders are owners. As a shareholder, if the…
Understanding real estate investments
…advice. Real estate limited partnerships A real estate limited partnership (LP) is commonly used to develop a real estate property or to manage completed real estate properties, such as a…
Identity theft
…common identity theft scams? There are two types of scams fraudsters commonly use identity theft for: 1. Phishing This is an e-mail scam to get your personal information. It looks…
How does personal insurance work?
…insurance company. Other life insurance agents work for insurance brokers who can quote prices and tell you about products from several insurance companies. All licensed agents are trained to assess…
How mutual funds work
…mutual funds Banks and trust companies Life insurance companies Credit unions and caisses populaires Mutual fund dealers Investment firms Mutual fund companies that sell directly to the public. Most mutual…
Customer Service Policy
Ontario Securities Commission Accessible Customer Service Policy – Providing Services to People with Disabilities 1. Providing services to people with disabilities The Ontario Securities Commission (OSC) is committed to excellence in providing…
Planning for long-term care
…care can take place in the home or community, a retirement home or in a long-term care facility. Home or community care – If you wish to remain in your own…
How regulators protect investors
…power from the Securities Act (Ontario) the Commodity Futures Act (Ontario) and certain provisions of the Business Corporations Act (Ontario). is funded by fees paid by public companies and intermediaries….
Choosing a robo-advisor
…Comparing services Compare different services to decide whether online investment advisers can meet your investment needs, particularly if you are comfortable with online interactions but not with investing completely on…