…are starting to use artificial intelligence (AI) tools in retail investing. Using AI presents a range of both new opportunities and potential risks for investors. As the use of AI…
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Gaming the system: Are you being influenced when trading online?
…make it easier for people to participate in financial markets. But certain gamification techniques used on some of these platforms can be concerning. Gamification techniques can influence your behaviour in…
Types of investment risk
…applies to debt investments such as bonds. You can evaluate credit risk by looking at the credit rating of the bond. For example, long-term Canadian government bonds have a credit…
Investors and tax
…4. Calculate the tax on that grossed-up amount. 5. Claim a federal dividend tax credit of approximately 15% of the grossed-up dividends. 6. Claim a provincial tax credit based on…
4 ways to borrow to invest
…yourself 1. Take out a loan or line of credit You may be able to get a loan or line of credit from your financial institution. The interest rate will…
Kids and money: making sure the message hits home
…ability to grasp certain financial concepts will depend partly on their age. Use these learning stages to guide your approach. 3. Find and use key teaching opportunities Share information when…
Understanding real estate investments
…property. Some of these investments are considered high risk. That is because some developers use syndicated mortgages to get funding for large real estate projects that may be considered high…
Resources for Investors
…support to seniors who are being abused or are at risk of elder abuse. Services available in 200 languages. Elder Abuse Prevention Ontario Provincial organization focused on elder abuse prevention…
How does personal insurance work?
…you die 2. Disability insurance Provides a monthly payment that replaces part of your lost income if you’re unable to work because of illness or injury Allows you to maintain…
Ways to contribute to an RRSP
…offer tax advantages during your working years. These advantages will be more useful for Canadians on moderate to higher incomes, who expect to have lower incomes during their retirement than…