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Article

Buying your first home

…review your credit report and credit score. Credit report – Your credit report summarizes your credit history. Two credit bureaus, or credit reporting agencies, track your credit report in Canada….

Article

Reducing your credit card costs

…time each month. And choose rewards that you’ll actually use. Take action Use this calculator to figure out how long it will take to pay off credit cards and other debt….

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Terms of use

…request this approval please send an email to InvestorOffice@osc.gov.on.ca providing a description of your proposed use, including the specific content you wish to use, the manner in which it will be used…

Article

What to ask if you need to borrow money

…loan repayments but other debts such as credit cards or line of credit. The more you need to repay each month, the less you’re able to put towards savings, investments,…

Article

Five ways to find money to save

…cancelling. You might find you miss some things less than you might expect. Pick a time each month to use points, cards, or coupons. Often people forget about gift cards…

Article

Tips to keep your credit card safe

Your credit card can help you make purchases quickly without needing to have cash on hand. Follow these tips to use your credit card safely: 1. Don’t share your card…

Article

If you spend more than you earn

…and textbooks. 6. Pay off credit cards on time – If you use credit cards, pay them off in full and on time. Avoiding paying interest on credit card purchases…

Article

Finance basics for post-secondary students

…such as laundry tokens and the occasional trip home. Make careful use of credit cards Many students get their first credit card in college or university. You may see sign-up…

Article

What is life insurance and how much do you need?

…transferred tax free to your spouse’s plan. If you don’t have a spouse, these savings become fully taxable at death. To use insurance to pay estate costs, you can simply…

Article

8 borrowing options

…your RRSP 1. Credit cards With credit cards, there are hundreds of options to choose from. The features offered and the interest rate will vary from card to card. If…

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Buying your first home

Reducing your credit card costs

Terms of use

What to ask if you need to borrow money

Five ways to find money to save

Tips to keep your credit card safe

If you spend more than you earn

Finance basics for post-secondary students

What is life insurance and how much do you need?

8 borrowing options

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