…literate they are. 29% of investors may be underconfident because their level of financial literacy is actually higher than they think. This may cause individuals to be overly conservative in…
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ESG ratings and retail investor decision making
…with your priorities and avoid those that don’t. ESG funds use different strategies to achieve their ESG objectives. Some funds focus on a specific area of ESG, rather than all…
Should you pay debt or invest?
…or financial gifts during a holiday. Use this calculator to help decide whether you should use it for investing, or pay down debt first. Pay down debt or invest calculator…
Budgeting in retirement
Planning for retirement starts with knowing what you earn and what you spend. Use this budget worksheet to see the difference in your income and costs before and after you…
5 reasons to open an RRSP
…The sooner you start contributing to an RRSP, the more money you’ll have when it’s time to retire. That’s because of tax-free compounding. Take action Use this RRSP savings calculator…
How registration protects investors
…good advice or act ethically. Carefully choose who you invest with, and ask these questions. How to check registration and background Before you hire an advisor or dealer use these…
Behavioural insights: key concepts, applications, and regulatory considerations
…a medium return. What this means is that people’s investment decisions are often influenced by somewhat arbitrary data that are used as mental reference points. Status quo bias and inertia…
Opening an RESP when you’re not the child’s parent
…start contributing, the more time the RESP will have to grow interest. You can also use the RESP as a chance to teach the special young person in your life…