You searched for How credit cards work and how to use credit

Français
- Getting startedLearn about the stock market, investment types, and how to get started.
- Working with an advisorA financial advisor can help you choose investments and manage your portfolio.
- Making a planHaving a plan can make it easier to make the right investing decisions for you.
- Tracking your progressLearn how to track your investing progress and see how you're doing.
- Understanding riskHaving a plan can make it easier to make the right investing decisions for you.
- Rules and regulationsRegulators protect investors in Canada by setting and enforcing securities rules.
- Psychology of InvestingMake better financial decisions by learning about behavioural insights.
- Community outreachOSC in the Community takes the OSC's mandate from Bay Street to Main Street.
- AnnuitiesAnnuities are an investment that can generate a steady income in retirement.
- BondsBonds are an investment that generate interest after a fixed period of time.
- Crypto assetsCrypto assets are digital investments with different opportunities and risks.
- ESG investingESG investing allows you to choose investments that align with your priorities.
- ETFs (exchange-traded funds)These funds hold a collection of investments and are traded on a stock exchange.
- GICs (Guaranteed investment certificates)GICs guarantee a specific rate of return over a short period of time.
- Mutual funds & segregated fundsMutual funds pool multiple investments into a fund owned by many investors.
- Pension & savings plansDifferent kinds of workplace pension plans provide retirement income.
- Real estateBuying a home is a way to invest your money and diversify your portfolio.
- StocksStocks give you equity in a company, and are traded on a stock exchange.
- More complex investmentsComplex investments have potential for high reward, but also higher risk.
- RDSPPeople with disabilities can save with a Registered Disability Savings Plan.
- RESPSave for your child's education with a Registered Education Savings Plan.
- RRIFYou open a Registered Retirement Income Fund with funds from your RRSP.
- RRSPA Registered Retirement Savings Plan grows your savings tax free until you retire.
- TFSAA Tax-Free Savings Account helps you save for any goal, tax free.
- Bank accountsChequing and savings accounts can help you manage your short-term needs.
- BudgetingA budget can help you manage your spending, saving, and plan for the unexpected.
- Life eventsLearn about how your financial needs may change at different stages of life.
- Managing debtDebt shouldn't get in the way of your saving and investing. Learn how to manage it.
- Personal insurancePersonal insurance coverage can help protect you and your loved ones.
- RetirementPlanning for retirement helps you determine how much to save and where.
- Running a small businessImprove your financial knowledge for your business and your personal life.
- Saving moneyKeep your financial goals on track by saving some money each month.
- Understanding taxLearn more about how tax filing and tax deductions work.
- Wills and estate planningPreparing a will and estate plan ensure your final wishes are taken care of.
- Types of fraudLearn how to spot frauds and scams and what they look like.
- Making a complaintKnow your options for making a complaint.
- Reporting fraudIf you suspect you've been a victim of fraud, report it immediately.
- Checking registrationAlways check the registration of anyone trying to give advice or sell investments.
- Investor warnings and alerts
- CalculatorsPractice calculating compound interest, savings, debt consolidation, and more.
- Quizzes and toolsCheck your knowledge of scams, behavioural biases, and other financial tools.
- WorksheetsTry our downloadable tools to help you plan and budget.
- VideosOur videos show you the basics of investment types, frauds to watch for, and more.
- Investing ChartsSee the impact of market ups, downs, and more based on historic data.
- Research & reportsDive into groundbreaking research to better understand retail investor behaviours, attitudes and experiences.
- Investing introductionIf you’re new to Canada or investing visit our multilingual site for more information in 22 languages.
- Investor NewsStay informed about the latest investor initiatives, educational resources, and warnings/alerts.
- Investing questionsFind unbiased answers to your investing questions from a trusted source.
- Get Smarter About CryptoLearn more about crypto assets including how they work, rules and regulations, and crypto fraud. If you are considering investing in crypto assets, always work with a registered crypto asset trading platform.
- Investing fundamentalsExplore the eight fundamentals that can help you make smarter investing decisions.
- Investment reportingWalk through the steps to see how your investments are doing.
Investing Academy

Search results

Showing results 1-10 of 331

Article

How do credit cards work?

…and secured credit cards work? There are two types of cards which work a little differently than typical credit cards: Prepaid credit cards Secured credit cards Prepaid credit cards With…

Article

How to check your credit report

…and public records. The financial information contained in your credit report includes but is not limited to: Credit you use, including credit cards, retail store cards, lines of credit, and…

Article

Rewards credit cards

…credit cards? Some credit cards offer rewards that you earn as you use the credit card that you can redeem later. For example, you may receive discounts at certain stores…

Article

Strategies to pay down debt

…add to your debt each month. It may be wise to put away your credit cards for a while. Or only use your credit cards for expenses you can pay…

Article

How to budget when you’ve started living on your own

…cards charge an annual fee. Before you sign up for a credit card, make sure to read the fine print. Take a look at how credit cards work and learn…

Article

10 ways to make it easier to save

…budgeting apps that can help you save. Join a savings plan at work. Use unused gift cards – Check the balances of your gift cards and use them towards saving…

Article

What to consider before borrowing against your home

…before borrowing against your home. ItemAdvantagesDisadvantagesBorrowing costs Interest rates on home equity loans and lines of credit are lower than other types of credit, such as credit cards. If you have…

Article

Identity theft

…least once a year. If someone has stolen your personal information and used it to apply for credit cards or loans in your name, it will affect your credit rating….

Page

Investor News

…Nest Egg; Long-Term Investing January 31, 2019: Investor News: Fresh Start; Regulatory Burden Reduction; Reduce Your Debt; FSRA; Net Worth Calculator; Credit Cards; Financial Abuse of Seniors; RRSPs November 28, 2018: Investor…

Article

Buying your first home

…your credit report and credit score. Credit report – Your credit report summarizes your credit history. Two credit bureaus, or credit reporting agencies, track your credit report in Canada. Whenever…

Showing results 1-10 of 331

Here’s what we found on "How credit cards work and how to use credit "

Search results

Sort & Filters

How do credit cards work?

How to check your credit report

Rewards credit cards

Strategies to pay down debt

How to budget when you’ve started living on your own

10 ways to make it easier to save

What to consider before borrowing against your home

Identity theft

Investor News

Buying your first home

Search results

Sort & Filters

Sign up for Investor News