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Tax considerations for seniors

credits, however, they are not exclusive to Canadians over the age of 65. Claiming the disability tax credit (DTC) – The disability tax credit is a non-refundable tax credit for…

5 min read
Article

Buying your first home

credit report summarizes your credit history. Two credit bureaus, or credit reporting agencies, track your credit report in Canada. Whenever you borrow money, use your credit card or pay bills,…

8 min read
Article

Reducing your credit card costs

…time each month. And choose rewards that you’ll actually use. Take action Use this calculator to figure out how long it will take to pay off credit cards and other debt….

2 min read
Page

Terms of use

…it will be used and the duration of the use. If the OSC grants approval for the proposed use, it may require that you meet certain terms and conditions. If…

12 min read
Article

What to ask if you need to borrow money

…loan repayments but other debts such as credit cards or line of credit. The more you need to repay each month, the less you’re able to put towards savings, investments,…

8 min read
Article

Five ways to find money to save

…cancelling. You might find you miss some things less than you might expect. Pick a time each month to use points, cards, or coupons. Often people forget about gift cards

6 min read
Article

Tips to keep your credit card safe

Your credit card can help you make purchases quickly without needing to have cash on hand. Follow these tips to use your credit card safely: 1. Don’t share your card…

4 min read
Article

If you spend more than you earn

and textbooks. 6. Pay off credit cards on time – If you use credit cards, pay them off in full and on time. Avoiding paying interest on credit card purchases…

4 min read
Article

Finance basics for post-secondary students

…such as laundry tokens and the occasional trip home. Make careful use of credit cards Many students get their first credit card in college or university. You may see sign-up…

3 min read
Article

What is life insurance and how much do you need?

…transferred tax free to your spouse’s plan. If you don’t have a spouse, these savings become fully taxable at death. To use insurance to pay estate costs, you can simply…

10 min read
Showing results 11-20 of 321