…time each month. And choose rewards that you’ll actually use. Take action Use this calculator to figure out how long it will take to pay off credit cards and other debt….
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Terms of use
…request this approval please send an email to InvestorOffice@osc.gov.on.ca providing a description of your proposed use, including the specific content you wish to use, the manner in which it will be used…
What to ask if you need to borrow money
…repayments but other debts such as credit cards or line of credit. The more you need to repay each month, the less you’re able to put towards savings, investments, or…
Tips to keep your credit card safe
Your credit card can help you make purchases quickly without needing to have cash on hand. Follow these tips to use your credit card safely: 1. Don’t share your card…
How to avoid holiday debt
…all the things you’ll spend money on over the holidays, such as gifts, cards, decorations, parties and food. Use this holiday budget worksheet as a guide. 2. Save before you…
Finance basics for post-secondary students
…such as laundry tokens and the occasional trip home. Make careful use of credit cards Many students get their first credit card in college or university. You may see sign-up…
If you spend more than you earn
…textbooks. 6. Pay off credit cards on time – If you use credit cards, pay them off in full and on time. Avoiding paying interest on credit card purchases will…
8 borrowing options
…your RRSP 1. Credit cards With credit cards, there are hundreds of options to choose from. The features offered and the interest rate will vary from card to card. If…
Seniors and tax
…you’ll find 3 key tax credits Home Accessibility Tax Credit (HATC) Sharing tax credits with your spouse Splitting pension income with your spouse Ontario Senior Homeowners’ Property Tax Grant 3…
What is life insurance and how much do you need?
…tax free to your spouse’s plan. If you don’t have a spouse, these savings become fully taxable at death. To use insurance to pay estate costs, you can simply name…