…An investment fund must disclose the investment strategies used to achieve its investment objectives in its prospectus. This includes describing the type(s) of strategies used to achieve ESG targets (for…
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Making RRSP withdrawals before and after you retire
…money from your RRSP. Once the RRIF is set up, you can’t contribute any more to the plan. Because RRIFs are tax-sheltered, like RRSPs, you can choose to hold investments…
OSC Seniors Strategy Updates
…which we work with older investors. We have partnered with Elder Abuse Prevention Ontario to deliver training and education to our staff members who interact with older individuals, such as…
How Exchange-Traded Funds (ETFs) work
…your investment portfolio. Read the fund’s prospectus and ETF Facts carefully to better understand how the product works and its risks. Consider your risk tolerance and investment strategy before making a decision. There are several reasons…
Understanding key features in banks’ debt and preferred share offerings
…NVCCs Lower credit ratings. Because of their hybrid structure, NVCCs have lower credit ratings than otherwise identical preferred or subordinated securities that do not have a risk of equity conversion….
How to avoid tax penalties and fees
…benefits such as the GST/HST credit or Canada Child Benefit. You can find information about your tax return and benefits in your CRA MyAccount. If you have not signed up…
10 reasons to read the notes to financial statements
…such as: terms on outstanding debt (e.g., interest rates, repayment periods, conversion features) access to unused credit (e.g., lines of credit) assets pledged as security how the recorded debt amount…
How your investments are protected at financial institutions
When you deposit money in a bank, credit union or other financial institution, you want to know your money is safe. Canada has a well-regulated financial services sector. In the…
Answers to investing questions you may be too embarrassed to ask
…Plan (RRSP) is an account, registered with the federal government, that you use to save for retirement. RRSPs have special tax advantages. Here is how RRSPs work. What is a…
What are SPACs and other alternative market entrants?
…or by way of an RTO are considered to have become public through an alternative means. That’s because typically a private company will “take-over” or merge with an existing company…