Fraudsters work their way into groups their target belongs to and work to gain their trust. After they create strong relationships, they convince people to invest in their scheme. Find…
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Familiarity bias: The limits of going with what you know
Do you only invest in GICs or a handful of stocks because they are familiar? That could be because of familiarity bias. When it comes to investing, you may miss…
Herd behaviour: When following the crowd isn’t in your best interest
Have you ever bought a shirt because a lot of your friends were wearing one like it too? Or did you want to get the newest smartphone because you kept…
When to review your budget
…your goals. Learn more about how to counteract your biases to make better decisions. Use this budget worksheet to review and adjust your budget. Summary When your life changes, it’s a good…
Robo-advisor basics
…online investment advisers work In Ontario, online investment advisers provide discretionary portfolio management. This means the online adviser makes investment decisions on your behalf without your specific approval for each trade….
Equity crowdfunding in Ontario
…how it works in Ontario. On this page you’ll find What is equity crowdfunding? What are the rules and regulations for equity crowdfunding? How are equity crowdfunding transactions conducted? What…
Annuity options and your payments
…option guarantees that the payments from the annuity will continue for as long as either you or your spouse or partner lives. But adding this option may reduce your payments…
Understanding Fund Facts
…investments in the fund, giving you a sense of how diversified the fund’s investments are. Learn more about how diversification works. The investment mix section of a Fund Facts document…
Deferred sales charges (DSC) and order-execution-only (OEO) trailer bans explained
…holdings of trailer fee-paying mutual funds held by DIY investors. Discount brokers and mutual fund managers were working on switching these holdings before June 1, 2022. If you were a…
Understanding non-GAAP financial measures
…accordance with a standardized accounting framework, and are typically unaudited, it is critical to understand the additional risks associated with these measures before considering them in your investment decisions. Why…