…how investing works. 2. See if your investing personality has changed If you’ve experienced significant life events in the last year, your investing priorities and risk tolerance might have changed. Significant events could…
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Robo-advisor basics
…online investment advisers work In Ontario, online investment advisers provide discretionary portfolio management. This means the online adviser makes investment decisions on your behalf without your specific approval for each trade….
Market bubbles and volatility
…When the pandemic hit, there was a sharp drop in the stock market followed by large swings in value as investors received new information. Changes in investor beliefs can cause…
Annuity options and your payments
…the costs of your annuity and the lower the payments you receive. Read how annuities work. The three most common options are: 1. Joint-and-last-survivor If you’re married or have a…
Understanding Fund Facts
…investments in the fund, giving you a sense of how diversified the fund’s investments are. Learn more about how diversification works. The investment mix section of a Fund Facts document…
Deferred sales charges (DSC) and order-execution-only (OEO) trailer bans explained
…holdings of trailer fee-paying mutual funds held by DIY investors. Discount brokers and mutual fund managers were working on switching these holdings before June 1, 2022. If you were a…
Protecting business interests
…the other partners. Life insurance can be an effective way to provide the money to fund the buy out. Here’s how it works: The company buys life insurance to insure…
What your will should cover and why
…are distributed to their eventual owners. If you are looking for an estate lawyer, consider: Asking a lawyer you have used for other legal work if they handle wills. If…
How registration protects investors
…good advice or act ethically. Carefully choose who you invest with, and ask these questions. How to check registration and background Before you hire an advisor or dealer use these…
4 signs of investment fraud and ways to avoid it
…insider trading laws. 3. You feel pressured to buy Scammers frequently use high-pressure sales tactics — because they want to get your money and then move on to other victims….