Once you know your asset mix, you can choose specific investments. Before you choose an investment, understand how it works and the risks involved. Ask yourself: How does the investment…
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How regulators protect investors
…And these regulators set minimum entry standards for market intermediaries who deal with investors. Securities regulators work together through the Canadian Securities Administrators (CSA). Securities regulators also regulate marketplaces and clearing…
OSC Seniors Strategy
…Operational changes The OSC will build capacity among its staff to continually improve the ways in which it works with older investors, including: provide training and education for its staff…
Inflation and your household budget
…wages, since inflation and wages both tend to increase gradually. However, a more sudden increase in inflation can cause financial stress, due to sharper increases in the cost of living….
Confirmation bias: A fundamental risk to your investing decisions
…This is because we tend to want our beliefs to be consistent and correct. Confirmation bias helps us accomplish this. It also simplifies information processing, which saves us time and…
Calculate your RESP savings
Use this calculator to estimate your child’s future education costs, and compare with your planned RESP savings. Post-secondary education costs can add up quickly. When you’re saving for a goal…
Robo-advisors vs. traditional advisors
Online investment advisers, also known as “robo-advisors” or “online advisers”, use technology to lower costs and create processes, such as opening an account, that require minimum or no direct human…
Should you pay debt or invest?
…or financial gifts during a holiday. Use this calculator to help decide whether you should use it for investing, or pay down debt first. Pay down debt or invest calculator…
Home equity as a source of retirement income survey
…value of a home or other property? To what extent and how will people pay off home-related debt during their retirement? In what ways are people willing to use their…
How does market volatility affect your investments?
…losses. Market volatility can happen for different reasons and can be hard to predict. The market may fluctuate because of: Human factors, such as supply and demand. World events, like…