You searched for How credit cards work and how to use credit | Page 5 of 33

Français
- Getting startedLearn about the stock market, investment types, and how to get started.
- Understanding riskLearn about the risk-return relationship, risk tolerance, and why it matters.
- Psychology of InvestingMake better financial decisions by learning about behavioural insights.
- Working with an advisorA financial advisor can help you choose investments and manage your portfolio.
- Tracking your progressLearn how to track your investing progress and see how you're doing.
- Rules and regulationsRegulators protect investors in Canada by setting and enforcing securities rules.
- Community outreachOSC in the Community takes the OSC's mandate from Bay Street to Main Street.
- AnnuitiesAnnuities are an investment that can generate a steady income in retirement.
- BondsBonds are an investment that generate interest after a fixed period of time.
- Crypto assetsCrypto assets are digital investments with different opportunities and risks.
- ESG investingESG investing allows you to choose investments that align with your priorities.
- ETFs (exchange-traded funds)These funds hold a collection of investments and are traded on a stock exchange.
- GICs (Guaranteed investment certificates)GICs guarantee a specific rate of return over a short period of time.
- Mutual funds & segregated fundsMutual funds pool multiple investments into a fund owned by many investors.
- Pension & savings plansDifferent kinds of workplace pension plans provide retirement income.
- Real estateBuying a home is a way to invest your money and diversify your portfolio.
- StocksStocks give you equity in a company, and are traded on a stock exchange.
- More complex investmentsComplex investments have potential for high reward, but also higher risk.
- RDSPPeople with disabilities can save with a Registered Disability Savings Plan.
- RESPSave for your child's education with a Registered Education Savings Plan.
- RRIFYou open a Registered Retirement Income Fund with funds from your RRSP.
- RRSPA Registered Retirement Savings Plan grows your savings tax free until you retire.
- TFSAA Tax-Free Savings Account helps you save for any goal, tax free.
- Bank accountsChequing and savings accounts can help you manage your short-term needs.
- BudgetingA budget can help you manage your spending, saving, and plan for the unexpected.
- Life eventsLearn about how your financial needs may change at different stages of life.
- Making a planHaving a plan can make it easier to make the right investing decisions for you.
- Managing debtDebt shouldn't get in the way of your saving and investing. Learn how to manage it.
- Personal insurancePersonal insurance coverage can help protect you and your loved ones.
- RetirementPlanning for retirement helps you determine how much to save and where.
- Running a small businessImprove your financial knowledge for your business and your personal life.
- Saving moneyKeep your financial goals on track by saving some money each month.
- Understanding taxLearn more about how tax filing and tax deductions work.
- Wills and estate planningPreparing a will and estate plan ensure your final wishes are taken care of.
- Types of fraudLearn how to spot frauds and scams and what they look like.
- Making a complaintKnow your options for making a complaint.
- Reporting fraudIf you suspect you've been a victim of fraud, report it immediately.
- Checking registrationAlways check the registration of anyone trying to give advice or sell investments.
- Investor warnings and alerts
- CalculatorsPractice calculating compound interest, savings, debt consolidation, and more.
- Quizzes and toolsCheck your knowledge of scams, behavioural biases, and other financial tools.
- WorksheetsTry our downloadable tools to help you plan and budget.
- VideosOur videos show you the basics of investment types, frauds to watch for, and more.
- Investing ChartsSee the impact of market ups, downs, and more based on historic data.
- Research & reportsDive into groundbreaking research to better understand retail investor behaviours, attitudes and experiences.
- Investing introductionIf you’re new to Canada or investing visit our multilingual site for more information in 22 languages.
- Investor NewsStay informed about the latest investor initiatives, educational resources, and warnings/alerts.
- Investing questionsFind unbiased answers to your investing questions from a trusted source.
- Get Smarter About CryptoLearn more about crypto assets including how they work, rules and regulations, and crypto fraud. If you are considering investing in crypto assets, always work with a registered crypto asset trading platform.
- Investing fundamentalsExplore the eight fundamentals that can help you make smarter investing decisions.
- Investment reportingWalk through the steps to see how your investments are doing.
Investing Academy

Search results

Showing results 41-50 of 324

Article

How to budget for charitable giving

…tax credit rate. As of 2023, you’ll receive: 15% federal tax credit for the first $200 of charitable donations. 29% federal tax credit for amounts over $200. Provincial tax credit. If you…

Article

Role of the executor

…liabilities and making a detailed inventory. Locating banks, trust companies or other financial institutions where the deceased may have had accounts or a safe deposit box. Cancelling credit cards. Writing…

Article

Why should you work with a financial advisor?

…an advisor may be right for you. Some investors choose to work with an investment advisor because they simply are not interested in managing their own investments. What are the…

Article

Profiles of retirement

…40% would use investment income, while 36% plan to use their spouse’s pension plan and 24% intend to use money from selling or downsizing their homes. And pre-retirees were more…

Article

Homeowners and tax

As a homeowner you may be eligible for the following benefits and or tax credits such as the Home buyers’ amount, the Home Accessibility Tax Credit (HATC) and the Principle…

Article

How and why to file your taxes

…fees. To confirm eligibility for refundable tax credits or other benefits – Refundable tax credits include the GST/HST Credit, or the Canada Workers Benefit. If you don’t file a return, you won’t…

Article

Saving for a down payment

…accounts can you use to save for a down payment? Summary How does a mortgage work? Unless you’re able to pay for the whole price of the home you want…

Article

The costs of coming to Canada: Money management tips for new Canadians

…for a home, a car loan, or a credit card, you need to show that you’re likely to pay the money back. Businesses look at your credit score – based…

Article

Investing in Mortgage Investment Entities

…a house, strip mall or a piece of land, but the MIE investor doesn’t own a piece of that land or house. These securities are often sold with the promise…

Article

How annuities work

…the higher the credit rating, the more likely it is in the opinion of the credit rating agency that a company will meet its payment obligations. Find out how long…

Showing results 41-50 of 324

Here’s what we found on "How credit cards work and how to use credit "

Search results

Sort & Filters

How to budget for charitable giving

Role of the executor

Why should you work with a financial advisor?

Profiles of retirement

Homeowners and tax

How and why to file your taxes

Saving for a down payment

The costs of coming to Canada: Money management tips for new Canadians

Investing in Mortgage Investment Entities

How annuities work

Search results

Sort & Filters

Sign up for Investor News