…advisors Insurance Mortgage brokers Consumer protection laws (door-to-door sales; home renovations…) Credit cards Ombudsman for Banking Services and Investments (OBSI) x x Ontario Securities Commission (OSC) …
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Get your finances vacation ready
…lost property, you can sleep better knowing you’ve got funds to pay for it. Some credit cards also provide coverage for lost luggage, so it may help to check the…
How Registered Retirement Income Funds (RRIF) work
…on your spouse’s age If you have a spouse who is younger than you, you can use their age to calculate the minimum amount you have to take out of…
How RESPs work
…to 40 years for beneficiaries eligible for the disability tax credit. Use this RESP calculator to estimate how much you need to save each year for your child’s education. RESP…
Bank account basics
…live or work. That’s because ATMs out of your network may charge up to $3 per withdrawal. 5. Open your account You’ll have to give personal information when you open…
How stocks and dividends work
Stocks (or shares) are a foundational type of investment. Stocks can rise or fall in value. This in turn influences activity in the stock market overall. Understanding how stocks work…
How to budget on a fluctuating income
…people who do seasonal work, are self-employed, or who work in the gig economy. Others may have a combination of predictable and fluctuating incomes. This might involve working a steady…
Creating a plan to reach your goals
…tools to help you explore your options Pay off credit cards and debt calculator Pay down debt or invest calculator RRSP savings calculator Take action Use this calculator to figure…
Guide to online investment advisers
…does an online investment adviser cost? How does online investment advice work? How do online investment advisers compare to traditional advisers? What else should you consider if you plan to…
Types of investments
There are many types of investments. If you are considering investing in stocks, bonds or any other investment products, you’ll want to understand how they work. On this page you’ll…