…poses a significant risk to your investing decisions and outcomes. You can combat the effects of confirmation bias by being a contrarian, reminding yourself of past mistakes, and practicing the…
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Shedding light on dark patterns
…and Other Behavioural Techniques. Read the OSC’s latest report What are digital engagement practices? Many digital engagement practices are used by investing platforms, including behavioural techniques, gamification, and design elements…
Artificial intelligence and investor behaviour
…and ethics: The ‘black box’ nature of AI systems and limitations around data privacy and transparency create concerns around clear accountability in cases where AI systems produce adverse outcomes for…
Learn how Fund Facts work
Fund Facts are helpful documents to review if you’re considering investing in a fund. Fund Facts will give you information about the investment mix in a fund, risk rating, its…
Do you give financial advice on social media?
…securities laws. If you are thinking about providing investment advice through social media, or already consider yourself a finfluencer, you should ensure that your activities are in compliance with securities…
Inflation and your household budget
…(such as equities and real estate), typically provide better protection against inflation than others (such as GICs or bonds). Confirm your short-term goals in order of priority. If you are…
6 money tips for life in retirement
…amount of tax they pay. Look for credits that are available to you, and consider working with a tax professional to understand your options. Learn about key tax credits and…
4 signs of investment fraud and ways to avoid it
…Canada’s capital markets. To see people and companies under disciplinary action, look at the Disciplined list. To see people and companies restricted from trading securities, look at Cease Trade Orders….
What are pump and dump scams?
…inside information would be a breach of insider trading laws. Private chats – The scammers may promote “investment clubs” on social media chats or private messaging apps, sometimes focussed on…
The Investor Experience 2020
…– A new study by the Ontario Securities Commission (OSC) Investor Office found that the COVID-19 pandemic has increased stress levels when thinking about investments for 47% of Canadian retail…