…and ethics: The ‘black box’ nature of AI systems and limitations around data privacy and transparency create concerns around clear accountability in cases where AI systems produce adverse outcomes for…
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What is affinity fraud?
…take advantage of behavioural biases to promote their scams. A common type of affinity fraud is a Ponzi or pyramid scheme. These schemes promise everything from making big money working…
Top 10 New Year’s resolutions for investors
…top priority in the new year. If you feel you have knowledge gaps, consider enrolling in Investing Academy — free online courses designed to help people learn the fundamentals of…
Learn how Fund Facts work
Fund Facts are helpful documents to review if you’re considering investing in a fund. Fund Facts will give you information about the investment mix in a fund, risk rating, its…
Shedding light on dark patterns
…and Other Behavioural Techniques. Read the OSC’s latest report What are digital engagement practices? Many digital engagement practices are used by investing platforms, including behavioural techniques, gamification, and design elements…
Renting versus buying a home
…on where you live. Sometimes renting can make more sense. Renting and owning each have advantages and disadvantages. It can be useful to compare differences between renting and owning a…
Accessibility policy
Accessibility at the Ontario Securities Commission The Ontario Securities Commission (OSC) is committed to providing services that are accessible and inclusive of individuals with disabilities to fulfill our obligations under…
Do you give financial advice on social media?
…serious. Learn more by reading the full notice. What are examples of securities law applied to finfluencer activity? The notice includes examples to help finfluencers understand how the rules may…
Inflation and your household budget
…(such as equities and real estate), typically provide better protection against inflation than others (such as GICs or bonds). Confirm your short-term goals in order of priority. If you are…
The Investor Experience 2020
…– A new study by the Ontario Securities Commission (OSC) Investor Office found that the COVID-19 pandemic has increased stress levels when thinking about investments for 47% of Canadian retail…