…debt because it has the power to raise revenues through taxes and to print money. At the other extreme, common shares are very risky because they have no guarantees and…
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Encouraging Retirement Planning through Behavioural Insights
…each of the messages was in prompting employees to (1) access the calculator and (2) begin completing the calculator. The experiment found that helping people imagine their social selves in…
What is DIY investing and how does it work?
…Consider other ways to evaluate companies before investing. Know your fees – Always check the fees involved in any investment. You may need to pay fees to set up an…
Web accessibility policy
…Commitment The Ontario Securities Commission is committed to making information on its website accessible to all and will endeavour to update and improve the websites on an ongoing basis as…
Renting versus buying a home
…where you live. Sometimes renting can make more sense. Renting and owning each have advantages and disadvantages. It can be useful to compare differences between renting and owning a home…
Other types of workplace savings plans
…fall with the fortunes of one company’s stock. So consider contributing only a small portion of your total savings to an ESPP. Learn more about investing in stocks. Even if…
Spring cleaning your investment portfolio
…In addition to fees, consider the level of customer service and types of services you may require. Take action Use the Portfolio Benchmark Calculator to see how your portfolio compares…
Learn how Fund Facts work
Fund Facts are helpful documents to review if you’re considering investing in a fund. Fund Facts will give you information about the investment mix in a fund, risk rating, its…
6 money management tips for the sandwich generation
…with the kids while freeing up funds for retirement. Plan for financial emergencies Being prepared to handle unexpected expenses is one of the key benefits of saving; it allows you…
Understanding the tax deductions on your pay stub
…pay stub will include: Gross pay – the amount you make every week, every month or every hour before your employer deducts any income taxes, payroll taxes (EI and CPP)…