…the Canadian Armed Forces. SISIP is located at major bases, wings or units across the country. Their advisors understand the realities of military life and can recommend financial solutions to…
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Other ways to get personal insurance coverage
…advantages of creditor insurance: 3 disadvantages of creditor insurance: What are other types of personal insurance coverage? Personal insurance protects you and your loved ones from the financial consequences of…
Getting Started: Human-Centred Solutions to Engage Ontario Millenials in Investing
…of millennials. As outlined in the OSC’s 2018-19 Statement of Priorities, the OSC is committed to: conducting and publishing research that provides insights into retail investor knowledge, attitudes and behaviours…
Kids and money: making sure the message hits home
…6. Use pictures and comparisons Some ideas lend themselves to images. You can also use comparisons to explain new ideas: “An RRSP is like a savings account but it’s to…
How registration protects investors
…to sanctions. Remember: Generally, anyone selling securities, offering investment advice or acting as an investment fund manager must be registered with their provincial securities regulator. Check registration before you invest….
Finance basics for post-secondary students
…take. Compound interest can work to your advantage if you’re saving money, but compound interest on debt means interest is calculated on the principal (the original loan amount) and any…
Canadian attitudes about crypto – 2022
…asset trading platforms, is generally required to comply with Ontario securities and derivatives law. The OSC has a list of crypto asset trading platforms registered in Ontario to offer crypto…
How interest rates affect your investments
…rates and bonds Interest rates and bond prices move in opposite directions. Generally, if interest rates decrease, bond prices increase and if interest rates increase, bond prices decrease. A fixed-rate…
Reverse mortgages
…to other products. Additional costs. There may be additional costs to set up a reverse mortgage such as appraisal fees, application fees and legal fees. Early payment penalties. You may…
Charitable donations
…credit for those in the highest income bracket. Only registered charities can issue official receipts for income tax purposes. Check the CRA Charities Listings to find out if a charity…