…– A new study by the Ontario Securities Commission (OSC) Investor Office found that the COVID-19 pandemic has increased stress levels when thinking about investments for 47% of Canadian retail…
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How fraudsters take advantage of behavioural biases to promote their scams
…known as behavioural biases. They exploit these biases in order to manipulate people and take their money. Here are five common biases that fraudsters exploit: Optimism bias Optimism bias is…
What is a GIA and how does it work?
…how interest rates move after your purchase. Some GIAs require a minimum deposit. Shop around for interest rates GIA rates are comparable to GIC rates, but they can fluctuate. Compare…
Choosing an RESP provider
The company that sets up your RESP is called the plan provider or promoter. RESPs from a financial institution — like a bank, trust company, credit union, caisses populaires or…
Other ways to get personal insurance coverage
…advantages of creditor insurance: 3 disadvantages of creditor insurance: Summary What are other types of personal insurance coverage? Personal insurance protects you and your loved ones from the financial consequences…
Five ways to find money to save
…deal. Many of us get in the habit of maintaining the status quo instead of finding a cheaper option, especially when it comes to monthly services like cellphone and internet…
Web accessibility policy
…Commitment The Ontario Securities Commission is committed to making information on its website accessible to all and will endeavour to update and improve the websites on an ongoing basis as…
How interest rates affect your investments
…rates and bonds Interest rates and bond prices move in opposite directions. Generally, if interest rates decrease, bond prices increase and if interest rates increase, bond prices decrease. A fixed-rate…
What happens to your RRIF when you die
…means the beneficiaries of your estate may get less money, after all income taxes and probate fees are paid. If you name a beneficiary Your RRIF won’t be included in…
How can the OSC Inquiries and Contact Centre help you?
…and complaints each year from both investors and market participants (e.g., investment dealers and public companies). The Contact Centre is part of the Ontario Securities Commission (OSC). The OSC is an…