…how interest rates move after your purchase. Some GIAs require a minimum deposit. Shop around for interest rates GIA rates are comparable to GIC rates, but they can fluctuate. Compare…
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Choosing an RESP provider
The company that sets up your RESP is called the plan provider or promoter. RESPs from a financial institution — like a bank, trust company, credit union, caisses populaires or…
Other ways to get personal insurance coverage
…advantages of creditor insurance: 3 disadvantages of creditor insurance: Summary What are other types of personal insurance coverage? Personal insurance protects you and your loved ones from the financial consequences…
Five ways to find money to save
…deal. Many of us get in the habit of maintaining the status quo instead of finding a cheaper option, especially when it comes to monthly services like cellphone and internet…
Web accessibility policy
…Commitment The Ontario Securities Commission is committed to making information on its website accessible to all and will endeavour to update and improve the websites on an ongoing basis as…
Putting your financial plan into action
…Buying life insurance Preparing a will Starting an RRSP Starting an RESP Growing savings Starting a new business Reducing taxes The pre-retirement years Your expenses may start to go down,…
MISSING OUT: Millenials and the Market
…as well as the attitudes and priorities that are driving these decisions. Its findings will help inform the Ontario Securities Commission (OSC)’s activities, and point to avenues for more targeted…
Kids and money: making sure the message hits home
…6. Use pictures and comparisons Some ideas lend themselves to images. You can also use comparisons to explain new ideas: “An RRSP is like a savings account but it’s to…
How to check your investing accounts
…goals and deciding whether you need to make any changes. Knowing what you’re paying in investing fees. Fees can include transaction fees, management fees, sales charges, trading commissions, and fees…
How registration protects investors
…to sanctions. Remember: Generally, anyone selling securities, offering investment advice or acting as an investment fund manager must be registered with their provincial securities regulator. Check registration before you invest….