…money suitable for your goals and risk tolerance? How much will you have to pay in commissions and fees? What are the tax consequences? Depending on what you invest in,…
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Creating a plan to reach your goals
…had an accident and couldn’t work? How can you lower your taxes? How much income will you need when you retire? How can you reduce taxes on your estate? 3…
Long-term care insurance basics
…set amount. 2. Coverage is available at later ages Long-term care insurance is available at later ages (usually up to age 80) than many other types of insurance. However, the…
Disability insurance basics
…types of disability coverage. How disability is defined is the most important feature of a disability insurance policy. That’s because it describes the circumstances in which you’re entitled to receive…
Financial Literacy: A Foundation of the Investor Experience
…participate in Ontario’s capital markets. The OSC is actively involved in providing investor education resources to help investors achieve improved financial outcomes. There are significant differences in the level of…
4 ways to borrow to invest
…money suitable for your goals and risk tolerance? How much will you have to pay in commissions and fees? What are the tax consequences? Depending on what you invest in,…
Ontarians and cryptocurrencies: A first look
…undiversified investments in any single financial product can be risky, especially when, as can be the case with cryptocurrencies, prices are volatile and liquidity is limited. Depending on their characteristics,…
Phishing scams
…may ask you to input personal details. Remember that government agencies would not normally contact you by text message. Do not click on links in text messages. Examples of phishing…
The self-employed and tax
…deduct (or “write off”) business expenses. On this page you’ll find Claiming business expenses Capital property costs Home office expenses Paying income tax by instalments Claiming business expenses You can…
If you spend more than you earn
…you expenses at home? Everything from utility bills to transportation costs could be ways to find efficiencies. 3. How many fees are you really paying each month? Consider your monthly…