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- Getting startedLearn about the stock market, investment types, and how to get started.
- Working with an advisorA financial advisor can help you choose investments and manage your portfolio.
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- AnnuitiesAnnuities are an investment that can generate a steady income in retirement.
- BondsBonds are an investment that generate interest after a fixed period of time.
- Crypto assetsCrypto assets are digital investments with different opportunities and risks.
- ESG investingESG investing allows you to choose investments that align with your priorities.
- ETFs (exchange-traded funds)These funds hold a collection of investments and are traded on a stock exchange.
- GICs (Guaranteed investment certificates)GICs guarantee a specific rate of return over a short period of time.
- Mutual funds & segregated fundsMutual funds pool multiple investments into a fund owned by many investors.
- Pension & savings plansDifferent kinds of workplace pension plans provide retirement income.
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- RDSPPeople with disabilities can save with a Registered Disability Savings Plan.
- RESPSave for your child's education with a Registered Education Savings Plan.
- RRIFYou open a Registered Retirement Income Fund with funds from your RRSP.
- RRSPA Registered Retirement Savings Plan grows your savings tax free until you retire.
- TFSAA Tax-Free Savings Account helps you save for any goal, tax free.
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- Types of fraudLearn how to spot frauds and scams and what they look like.
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- Get Smarter About CryptoLearn more about crypto assets including how they work, rules and regulations, and crypto fraud. If you are considering investing in crypto assets, always work with a registered crypto asset trading platform.
- Investing fundamentalsExplore the eight fundamentals that can help you make smarter investing decisions.
- Investor OfficeLearn more about investor education and outreach, research and policy initiatives at the Ontario Securities Commission.
- Investment reportingWalk through the steps to see how your investments are doing.
Investing Academy

Definition

Locked-in retirement account (LIRA)

An account that holds money moved out of a pension plan. You may use one if you are changing companies... Read Full Definition

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Showing results 91-100 of 125

Article

Your first meeting with your advisor

…forms cover: why you’re saving or investing (e.g., for retirement, education savings or other reasons), what you own, what you owe and the income you earn, your comfort level with…

Article

How to choose a financial advisor

…help you reach a long-term goal, such as saving for retirement. Choose an advisor who understands your goals and who can provide the appropriate advice. Learn more about creating your…

Article

Your Trusted Contact Person and why they matter

…susceptible to financial exploitation and fraud. The OSC’s Profiles of Retirement survey found many Canadians are not preparing financially for the possibility of physical or cognitive decline. 42% of pre-retirees…

Article

Types of investment risk

…nearing retirement. 9. Foreign investment risk The risk of loss when investing in foreign countries. When you buy foreign investments, for example, the shares of companies in emerging markets, you…

Article

What is risk tolerance in investing?

…as expected. When you land your first full-time job and start saving for retirement, you may be able to accept more risk because you won’t need the money for decades….

Article

Active choice making and defaults

…Thaler suggested that a firm change their employee retirement savings plan so that annual contributions increased by default. This led to a nearly 300% increase in savings rate. One small…

Article

Mental accounting

…groups in our minds. We may partition our income into separate mental accounts for food, housing, transportation, shopping, entertainment and retirement savings. We then rely on these mental accounts to…

Article

OSC in the Community

…the Community events are free and available to all Ontarians, including consumer and investor groups, community groups, multicultural groups, newcomers, retirement communities, and clubs and associations. We partner with organizations and…

Article

Hedge funds

…funds may be eligible for RRSPs and RRIFs, but that doesn’t make them a good choice for retirement savings. Hedge funds can be very risky. You should not invest in…

Article

Questions to ask when buying mutual funds

…to balance risk and return more moderately could invest in a balanced mutual fund that buys a mix of stocks and bonds. An investor approaching retirement might be less comfortable…

Showing results 91-100 of 125

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Locked-in retirement account (LIRA)

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Your first meeting with your advisor

How to choose a financial advisor

Your Trusted Contact Person and why they matter

Types of investment risk

What is risk tolerance in investing?

Active choice making and defaults

Mental accounting

OSC in the Community

Hedge funds

Questions to ask when buying mutual funds

Locked-in retirement account (LIRA)

Search results

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