…be postponing thinking about your financial future, including your retirement. It’s a good idea to make time to select the best registered account to keep your investments in. Registered Retirement Savings Plans (RRSP)…
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Locked-in retirement account (LIRA)
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OSC Seniors Strategy
…now, you can visit the Retirement Planning section for a number of tools and articles on budgeting and saving for retirement. Research by the OSC found that only 14 per…
How annuities work
Your retirement plan may consider multiple sources of income. An annuity is one possible way to plan for income in retirement. Learn more about how annuity investments could fit with…
Inflation and your household budget
…short-term uncertainty. Review your long-term financial goals, including retirement. Inflation can affect the real worth of your retirement savings in the long term, so this is an opportunity to review…
RRSP and TFSA contributions
…TFSA contributions A Registered Retirement Savings Plan (RRSP) is a type of investment account designed for retirement savings. A Tax-free Savings Account (TFSA) may be used for any type of…
5 reasons to open an RRSP
…receive each year — but if you’re in a lower tax bracket in retirement, you’ll pay less tax. Make sure your RRSP fits into your overall financial and retirement plan….
Ways to contribute to an RRSP
Registered Retirement Savings Plans (RRSPs) are savings plans designed to help Canadians save for retirement. Your RRSP contributions can be put into investments or savings deposits while in the plan….
The top 6 differences between TFSAs and RRSPs
Tax-free Savings Accounts (TFSAs) and Registered Retirement Savings Plans (RRSPs) both offer tax advantages to help you reach your savings goals. If you can afford it, a good strategy is…
Behavioural insights: How to counteract your biases to make better decisions
…consider your retirement. Most working adults are not saving enough money for retirement. Behavioural scientists attribute much of this to present bias – people prefer to spend money today instead…