Pension plans Archives

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- Getting startedLearn about the stock market, investment types, and how to get started.
- Working with an advisorA financial advisor can help you choose investments and manage your portfolio.
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- AnnuitiesAnnuities are an investment that can generate a steady income in retirement.
- BondsBonds are an investment that generate interest after a fixed period of time.
- Crypto assetsCrypto assets are digital investments with different opportunities and risks.
- ESG investingESG investing allows you to choose investments that align with your priorities.
- ETFs (exchange-traded funds)These funds hold a collection of investments and are traded on a stock exchange.
- GICs (Guaranteed investment certificates)GICs guarantee a specific rate of return over a short period of time.
- Mutual funds & segregated fundsMutual funds pool multiple investments into a fund owned by many investors.
- Pension & savings plansDifferent kinds of workplace pension plans provide retirement income.
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- More complex investmentsComplex investments have potential for high reward, but also higher risk.
- RDSPPeople with disabilities can save with a Registered Disability Savings Plan.
- RESPSave for your child's education with a Registered Education Savings Plan.
- RRIFYou open a Registered Retirement Income Fund with funds from your RRSP.
- RRSPA Registered Retirement Savings Plan grows your savings tax free until you retire.
- TFSAA Tax-Free Savings Account helps you save for any goal, tax free.
- Bank accountsChequing and savings accounts can help you manage your short-term needs.
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- RetirementPlanning for retirement helps you determine how much to save and where.
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- Wills and estate planningPreparing a will and estate plan ensure your final wishes are taken care of.
- Types of fraudLearn how to spot frauds and scams and what they look like.
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- Get Smarter About CryptoLearn more about crypto assets including how they work, rules and regulations, and crypto fraud. If you are considering investing in crypto assets, always work with a registered crypto asset trading platform.
- Investing fundamentalsExplore the eight fundamentals that can help you make smarter investing decisions.
- Investment reportingWalk through the steps to see how your investments are doing.
Investing Academy

How Group RRSPs and Group TFSAs work

Important things to know about these plans.

What is a pension plan and how does it work?

A pension plan can provide you with income during retirement.

Individual Pension Plans (IPPs)

An individual pension plan is a defined benefit pension plan for one person.

How defined contribution pension plans work

Defined contribution pension plans guarantee the contributions to your account.

How defined benefit pension plans work

A defined benefit pension plan guarantees you a certain amount of monthly retirement income.

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